Divorce law reform delay

divorce law reform delay

Parliament is prorogued, again, resulting in a divorce law reform delay. The official ceremony sees parliament suspended before a Queen’s Speech next Monday to present the government’s plans. It means that parliament’s most extended session since the English civil war, an impressive 349 sitting days, has officially come to a close. Only a fortnight earlier, […]

Population growth poses financial challenges

Population growth poses financial challenges

The latest official figures for UK population growth include some intriguing statistics from a Financial Planning perspective. According to the ONS, the UK population reached around 66.4 million people in mid-2018. The growth in the UK population in mid-2017 and mid-2018, at 0.6%, was the slowest in any year since mid-2004. Population growth in the […]

Don’t fall for this fake automated call scam

Don’t fall for this fake automated call scam

Financial scams are evolving, so it’s essential to be aware of the latest versions. The latest scam designed to catch you out involves automated phone calls claiming to be from a bank or card provider. These suspicious calls have resulted in dozens of reports in the past week, with industry body UK Finance issuing a […]

Money worries delay significant life milestones

Money worries delay significant life milestones

One of the key benefits of financial planning is to remove financial stress. By knowing how much you have and how much you can spend, and having a high degree of confidence you won’t run out of money before you run out of life, the worries that often come with money issues tend to evaporate. […]

Sandwich generation faces financial squeeze

Sandwich generation faces financial squeeze

We often hear about the so-called sandwich generation and the financial pressures they face. Sandwich generation refers to a group of people trapped between financially dependent adult children and demands from their elderly parents. It can place a great deal of time and financial pressure on individuals and couples, who might otherwise be in the […]

How to keep your head during Brexit induced investment market volatility

How to keep your head during Brexit induced investment market volatility

As the old Chinese curse has it: “May you live in interesting times”. With Brexit negotiations ongoing, it’s certainly interesting times in British politics, with likely consequences for investment markets. There’s still a great deal of uncertainty over the outcome of Brexit. The anticipated ‘decisive vote’ has been postponed, for now, so Theresa May can […]

Retirement on their minds

Retirement on their minds

Every client I meet with has a different story and a different set of goals. Sue and Rishi had retirement on their minds as we sat down to talk. Sue, a headteacher, and her husband Rishi, who works for the local authority, are both 55 years old and keen to retire now. With rising life […]

Time in the market really counts, not market timing

market timing

When it comes to investing success, market timing is something to avoid. There’s a lot for investors to worry about right now. High market valuations, rising interest rates, the prospect of a no-deal Brexit and escalating trade tensions fuelled by Donald Trump all raise the likelihood of greater market volatility. When markets do become more […]

How financial planning can help you sleep at night

How financial planning can help you sleep at night

It’s sometimes difficult to describe my role as a financial planner and the various hats I wear when working with clients. There’s clearly the financial stuff. As a Chartered Financial Planner, I take the technical aspects of my job very seriously and make sure I’m always up to speed on the latest developments as they […]

Financial advice price and value

Financial advice price and value

How do you put a price on the ability to retire early? Or being able to sleep well at night because you have no concerns about your money? It can sometimes be difficult to place a value on a professional service, especially when the results might not be apparent for many years to come. There’s […]

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