Retirement Planning

Envision a comfortable retirement with a customised plan. I’ll guide you through the options to build a secure, fulfilling retirement that lets you enjoy your well-earned rest.
Hey, I'm Lena, see my latest blog posts

About Retirement Planning

I’m not your typical financial planner. At Lena ISJ Planning, I offer a unique approach to Retirement Planning that goes beyond the numbers. As a Fellow and Chartered Financial Planner, I bring expertise that places me in an elite group of financial planners. But what truly sets me apart is my commitment to providing a professional yet relaxed and informal service. I understand that planning for retirement is a personal journey, and I’m here to guide you every step of the way. If you’re ready to secure your financial future with a personal touch, please.

Retirement Planning Services in Leicester

Planning for retirement is essential to ensure financial stability and peace of mind in your later years. I offer comprehensive retirement planning services tailored to your needs.

Retirement Planning Advice

Get expert retirement planning advice to help you navigate the complexities of retirement financial planning. I provide personalised strategies to maximise your retirement income.

Retirement Planning Calculator

Utilise my retirement planning calculator to estimate your future financial needs. This tool is essential for effective financial planning for retirement, ensuring you have enough savings to enjoy your retirement.

“I hadn’t realised how my pension could be used to provide a flexible income; Lena made everything seem so easy. I now have the freedom to travel and spend my time making more memories with my family and friends.
Janet Harpen”

ISJ Client

Financial Planning for Retirement

I specialise in financial planning for retirement, helping you create a robust plan that covers all aspects of retirement income planning, from investments to pensions.

UK Retirement Planning

My services include detailed UK retirement planning strategies designed to align with local regulations and economic conditions. I can assist if you’re looking for a UK retirement planning spreadsheet or personalised advice.

Early Retirement Planning

Thinking about early retirement? I offer specialised early retirement planning services to help you achieve your goals sooner. Early retirement requires careful planning and a well-thought-out strategy to ensure you can enjoy financial security and a comfortable lifestyle long before the traditional retirement age.

My early retirement planning services include:

  • Personalised Savings Strategies: Tailored plans to help you save effectively and efficiently, considering your current financial situation, future income needs, and retirement goals.
  • Investment Advice: Guidance on how to invest your savings wisely to build a robust retirement fund. I help you diversify your portfolio to balance risk and growth.
    Retirement Income Planning: Strategies to generate a sustainable income stream during retirement. This includes pension planning, annuities, and other income sources.
  • Tax Planning: Advice on minimising tax liabilities to maximise your retirement savings. Understanding the tax implications of your retirement plans is crucial for long-term financial health.
  • Lifestyle Planning: Ensuring that your financial plans align with your desired lifestyle. This includes budgeting for travel, hobbies, and other activities you wish to pursue in retirement.
  • Retirement Planning Tools: Access to advanced retirement planning tools to help you monitor your progress and make informed decisions. These tools can provide projections and scenarios to guide your planning process.

From savings strategies to retirement planning tools, I’ve got you covered. Whether you’re looking to retire early or want to explore your options, I’m here to provide expert guidance and support every step of the way.

Retirement Tax Planning

Understand the implications of retirement tax planning and make informed decisions. My advice on retirement planning includes strategies to minimise tax liabilities and maximise your retirement savings.

Planning for Retirement in Your 50s

It’s never too late to start planning for retirement. If you’re in your 50s, I can help you with tailored planning for retirement tips UK-specific to ensure you’re on track.

Retirement Planning Software UK

For those who prefer a hands-on approach, I provide access to cutting-edge retirement planning software in the UK. This software aids in detailed planning and helps you manage and adjust your retirement strategies effectively.

Consider reading my blog posts:

Planning a phased retirement

Retirement Planning for the Young and Young at Heart

Closing the retirement gender pay gap

Benefits

Imagine a world where managing your finances is straightforward, allowing you to focus on what truly matters

Tailored Retirement Strategy:

I craft retirement plans uniquely tailored to your goals and aspirations. Your retirement should reflect your dreams; I'm here to make that a reality.

Financial Security:

Planning for retirement isn't just about saving; it's about ensuring financial security in your golden years. I will help you build a comprehensive plan to safeguard your financial future.

Tax-Efficient Retirement:

I specialise in tax and trust planning. I can help you maximise your retirement savings by minimising tax liabilities, ensuring that more of your money stays in your pocket.

Ongoing Support:

Your retirement plan is not a one-time event; it's a lifelong journey. I'll provide continuous support and adjustments to keep your retirement strategy on track.

Process

We believe in transparency and efficiency—values that shape every step you’re about to take with us.

FAQ

Have a question?

Retirement planning is setting financial goals and creating a strategy to ensure a comfortable retirement. It’s crucial because it allows you to secure your financial future, maintain your lifestyle, and achieve your retirement dreams.
It’s never too early to start planning for retirement. The earlier you begin, the more time your investments have to grow. However, it’s also never too late to start; I can help you create a plan no matter where you are in your career.
The amount you need to save depends on your goals and current financial situation. I’ll work with you to determine a personalised savings target that aligns with your retirement vision.
Retirement income can come from various sources, such as pensions, investments, property and not forgetting state pension. I’ll help you diversify your income streams to ensure financial stability during retirement.

Happy clients

Read what our clients have to say about us

5/5
“Great professional service provided by ISJ Independent Financial Planning. Offered a good view on retirement options as well as possibilities for current investments. Worth taking time for a friendly discussion. “
Pranav Patel
Review source: Google
5/5
“Lena is very professional and helpful. We’re always confident that Lena has our best financial interests at heart. “
Karen Curtis
Review source: Google
5/5
“I really like Lena’s approach to finding out what you want life to look like the you are retired so that you can clarify what your financial needs are. “
Sara Penter
Review source: Google
5/5
“Lena is not only extremely knowledgeable and professional, but also a really nice person to deal with. I would highly recommend. Thank you again Lena for all of your advice and support. “
Jodie Clarridge
Review source: Google

Retirement Planning in Oadby, Leicester

Expert Financial Advice for You

Schedule a consultation with Lena