Cash Flow Modelling

Understand your finances with precision. My cash flow modelling service projects your future financial position, empowering you to make informed decisions today

About Cash Flow Modelling

Managing your finances isn’t just about saving for a rainy day, it’s about having a secure financial future whilst filling the bank with memories, not just money. Having the peace of mind you are not going to run out of money whilst maintaining your chosen lifestyle.

Having a full understanding of your cash flow, you can confidently make decisions today that positively impact your tomorrow. The use of cash flow software help you to understand the important questions “when will I run out out of money” and ”can I afford to retire now”.


Imagine a world where managing your finances is straightforward, allowing you to focus on what truly matters

Financial Clarity:

Cash flow modeling allows you to have a clear understanding of your current financial situation and future financial prospects. This clarity helps you make informed decisions about spending, investing, and saving.

Lifestyle Planning:

Understanding your cash flows helps you make decisions about your lifestyle. You can determine how much you can afford to spend on non-essential items while ensuring you meet your financial goals.

Strategic Investing:

With a well-defined cash flow model, you can determine the best opportunities for investment and growth based on accurate data.

Preparedness for Life Changes:

Whether it's a career move or starting a family, a cash flow model helps you anticipate and prepare for significant financial shifts.


We believe in transparency and efficiency—values that shape every step you’re about to take with us.


Have a question?

Cash Flow Modelling is software a Fiancial PLanner financial planning tool that visualises your income, expenditures, and investments over time, providing a detailed outlook of your financial future.
As a rule of thumb, updating your cash flow model annually or when significant life changes occur, such as a new job, marriage, or home purchase is good.
Absolutely, businesses can significantly benefit from understanding their cash flow patterns, which helps in strategic planning and investment decisions.
While it can’t predict the future, a well-crafted cash flow model based on accurate and current data can offer a reliable snapshot of your financial future. Financial Planning. However, it is heavily reliant upon the data input

Happy clients

Read what our clients have to say about us

“Great professional service provided by ISJ Independent Financial Planning. Offered a good view on retirement options as well as possibilities for current investments. Worth taking time for a friendly discussion. “
Pranav Patel
Review source: Google
“Lena is very professional and helpful. We’re always confident that Lena has our best financial interests at heart. “
Karen Curtis
Review source: Google
“I really like Lena’s approach to finding out what you want life to look like the you are retired so that you can clarify what your financial needs are. “
Sara Penter
Review source: Google
“Lena is not only extremely knowledgeable and professional, but also a really nice person to deal with. I would highly recommend. Thank you again Lena for all of your advice and support. “
Jodie Clarridge
Review source: Google

Cash Flow Modelling in Oadby, Leicester

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